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Don't shop me now - shadows of echoes of memories of songs — LiveJournal
j4
j4
Don't shop me now
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jiggery_pokery From: jiggery_pokery Date: November 30th, 2008 02:43 pm (UTC) (Link)
Another very fine post.

But if you're only buying it because of the "saving", then it's not a saving, it's a spending. The problem is that without any concrete commitment to buy it's easy to delude yourself that you were going to buy something anyway -- whether to convince yourself that you're saving money by buying it ("I'd've had to buy one eventually so if I buy it now when the special offer is on, I'll have saved money")

I would distinguish another case, at which you hint with you were going to buy something anyway; if something is temporarily reduced, it may become wise to purchase it as a substitute for what you were planning to buy, if you knew you were going to buy something. So, essentially, it's what you said, but distinguishing the case of something as a variable from the case of something as a constant.

Fortunately, despite being the logical extension of illogical thoughts, it's a fairly sensible approach to the problem of saving: I certainly find it helps a lot to set up a regular payment into a savings account.

We're great at this. We also look forward to the month where we do not have to clear out every single savings account we've set up in order to avoid exceeding our overdraft. This month, hopefully...
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