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shadows of echoes of memories of songs
Don't shop me now
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classytart From: classytart Date: November 30th, 2008 01:15 pm (UTC) (Link)
Yesterday I finished my xmas shopping, got a few snacks, and my train ticket home for xmas. Not much reckless consumerism, and because we don't have Thanksgiving, thus Black Friday, I think it applies less here anyway.

In the evening I looked at the balances in my bank accounts various. I wish I hadn't. Doing the sums for the things I have left to pay for this pay month - new year party ticket, food, work xmas night out spending money, etc, I think I need about £140. I have about £130. Crap. May have to raid the savings account.

I'm always annoyed by the money savings tips, too. I don't buy a Starbucks coffee on the way to work because I know fine well that's about £300 a year I needn't spend (especially as I don't like coffee). And I don't own a car. But money does fly through my fingers. I am bad with money. The only way I can save money is by moving it directly into a savings account before I even see it, and I will be increasing the amount next year.

That said, I don't actually think savings are the moral good they are made out to be. They'll help if you have a lot of them and suddenly find yourself without job, but essentially it's dead money. Saving up for something is good, though.
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